# LegitScript: Making the Internet and Payment Ecosystems Safer and More Transparent

> LegitScript certification and monitoring solutions help businesses secure transactions, build trust and improve compliance online\.

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## Pages
- [Merchant Monitoring](https://www.legitscript.com/solutions/merchant-risk-solutions/merchant-monitoring/): We combine AI technology, big data, investigative analysts, and regulatory experts to grow your business with confidence\.
- [Addiction Treatment Certification](https://www.legitscript.com/certification/addiction-treatment-certification/): Getting your Addiction Treatment Certification builds trust with your prospective patients by letting them know you operate safely and transparently\.
- [Platform Risk Solutions](https://www.legitscript.com/solutions/platform-risk-solutions/): Get expert\-backed ad monitoring and marketplace monitoring to uncover violations and enable confident policy enforcement across jurisdictions\.
- [Merchant Risk Solutions](https://www.legitscript.com/solutions/merchant-risk-solutions/): We combine AI technology, big data, investigative analysts, and regulatory experts to grow your business with confidence\.
- [LegitScript Home](https://www.legitscript.com/): LegitScript’s AI\-powered merchant and market intelligence platform and regulatory experts keep the commercial internet and payment ecosystems safer\. 
- [Partners](https://www.legitscript.com/about/partners/): Join us in our mission to help make the internet and payments ecosystem safer and more transparent\.
- [Enterprise Healthcare Certification](https://www.legitscript.com/certification/enterprise-healthcare-certification/)
- [About Us](https://www.legitscript.com/about/): LegitScript makes the internet and payment ecosystems safer and more transparent — now and for future generations\. Learn more\.
- [Blog Articles](https://www.legitscript.com/resources/blog/): Get all the latest industry news and updates on high\-risk activity and trends from LegitScript's blog\.
- [Resource Center](https://www.legitscript.com/solutions/merchant-risk-solutions/resource-center/): This risk and compliance resource center offers valuable insight into the types of risk payment service providers face\.
- [Features](https://www.legitscript.com/solutions/platform-risk-solutions/marketplace-monitoring/features/): Monitor your most complicated product verticals across jurisdictions, at scale\. 
- [Videos](https://www.legitscript.com/resources/videos/): LegitScript provides exclusive video content on high\-risk products, developed by our in\-house experts\. View now\.
- [Webinars](https://www.legitscript.com/resources/webinars/): LegitScript's thought leadership stems, in part, from innovative webinars\. Watch on\-demand now or register today\. 

## Posts
- [How AI Is Reshaping Merchant Underwriting, For Better and For Worse](https://www.legitscript.com/fraud-risk-and-prevention/how-ai-is-reshaping-merchant-underwriting-for-better-and-for-worse/): Merchant underwriting used to follow a checklist process, but AI has turned that approach on its head, forcing underwriting teams to think differently\. Learn more about how payments companies are rethinking their approaches to stopping merchant fraud in an era where technology is rapidly changing\.
- [Risk and Compliance Solutions — What You Need to Know](https://www.legitscript.com/regulatory-and-card-brand-compliance/risk-and-compliance-solution/): As the payments landscape evolves toward faster and more seamless onboarding, businesses are faced with an increasing need to integrate better risk and compliance solutions throughout the lifecycle of their merchants\. In this post, we explore what risk and compliance solutions are, and delve into the benefits of LegitScript Merchant Monitoring\.
- [4 High\-Growth Industries That Can Help You Build Revenue](https://www.legitscript.com/fraud-risk-and-prevention/help-build-revenue/): The payments space is competitive, with new payment facilitators and ISOs entering the fray every year\. Rather than merely capturing new merchants or peeling ones away from competitors, many payments companies are looking at new markets to help build revenue in ways that are conscientious and compliant\. Keep reading to learn about rapidly growing industries to consider\.
- [Know Your Customer With These 3 Steps](https://www.legitscript.com/fraud-risk-and-prevention/know-your-customer/): Know Your Customer \(KYC\) checks are a crucial part of the underwriting process and help weed out problematic applicants before they’re approved for a merchant account\. These required checks involve the verification of information such as an applicant’s identity, financial activities, and the risk they pose\. Keep reading to understand the three common elements involved in a KYC check\.
- [Merchant Underwriting vs\. Merchant Monitoring](https://www.legitscript.com/fraud-risk-and-prevention/underwriting-vs-monitoring/): Merchant underwriting and merchant monitoring are important solutions for addressing and mitigating risk throughout the lifecycle of a merchant account, but they are not the same\. Read more to learn the difference between merchant underwriting vs\. merchant monitoring, understand the benefits and drawbacks of both, and see how they complement each other\. 

## Events
- [Marketplace Risk Global Summit](https://www.legitscript.com/events/marketplace-risk-global-summit-2026/)
- [APP East Regional Roadshow](https://www.legitscript.com/events/app-east-regional-2026/)
- [ViVE 2027](https://www.legitscript.com/events/vive-2027/)
- [Midwest Acquirers Association](https://www.legitscript.com/events/mwaa-2026/)
- [WSAA](https://www.legitscript.com/events/wsaa-2026/)

## Guides
- [EU and UK Product Safety Alert Intelligence](https://www.legitscript.com/dl/eu-and-uk-product-safety-alert-intelligence/): This report, compiled by LegitScript, looks at product safety alert intelligence in the first half of 2026 for the European Union and the United Kingdom, which have some of the strictest and most aggressive product safety measures\. These regions often set trends for product safety policy globally and therefore offer insight into potential trends globally\. Get it now\.
- [High\-risk Products Handbook](https://www.legitscript.com/dl/high-risk-products-handbook/): A practical reference for the violative products and categories LegitScript encounters most often in its work: what to look for, why it matters, and how to act on what you find\.
- [Top 10 High\-risk Trends That Put You at Risk of BRAM and GBPP Fines](https://www.legitscript.com/dl/top-high-risk-trends-bram-gbpp/): Learn about recent high\-risk trends with card\-not\-present transactions that are likely to lead to expensive card brand fines\.
- [Top 10 High\-risk Trends Everyone in Payments Should Be Aware Of](https://www.legitscript.com/dl/top-high-risk-payments-trends/): Learn about recent high\-risk trends with card\-not\-present transactions that are likely to lead to expensive card brand fines\.
- [Internet Pharmacy Shipping Regulations](https://www.legitscript.com/dl/internet-pharmacy-shipping-guide/): This guide provides a breakdown of the laws that internet pharmacies must follow if shipping to or within different countries\.

## Press
- [LegitScript Launches the Compliance Collective to Help Certified Healthcare Businesses Build for Long\-Term Compliance](https://www.legitscript.com/about/press/legitscript-launches-compliance-collective-for-certified-clients/): LegitScript announced the launch of the Compliance Collective, a curated partner program designed to help LegitScript\-certified healthcare businesses address the full spectrum of compliance requirements they face beyond certification\. Keep reading to learn what this means for you and your business\.
- [LegitScript Expands Industry Intelligence Solutions With Risk \& Policy Advisory Offering](https://www.legitscript.com/about/press/legitscript-announces-risk-and-policy-advisory-offering/): LegitScript's new advisory and research solution gives compliance, policy, and trust and safety teams direct access to regulatory, investigative, and risk experts with 20\+ years of intelligence across 60\+ high\-risk verticals\. Learn more about this new offering\.
- [The “Miracle Drug” and the Peptide Craze Breaking the FDA](https://www.legitscript.com/about/press/the-miracle-drug-and-the-peptide-craze-breaking-the-fda-public-citizen/): The FDA has not approved retatrutide for human use other than for clinical trials\. Even so, injections of the investigational weight loss drug have become a craze among Americans obsessed with fitness and beauty\. Learn more about this trending product in a story by Public Citizen\.
- [CFO Thought Leader Podcast: Fixing What Growth Tries to Hide](https://www.legitscript.com/about/press/jaylene-kunze-cfo-thought-leader-podcast/): What are some of the defining lessons in a leader's career? In this interview with LegitScript CFO Jaylene Kunze, we learn about the challenges that have shaped her career and hear how she approaches leadership at LegitScript\. Listen now\.
- [Fraud Never Sleeps – And Your KYC Practices Shouldn’t Either](https://www.legitscript.com/about/press/fraud-never-sleeps-and-your-kyc-practices-shouldnt-either/): Fraud threats stem from a fundamental mismatch: periodic reviews face off against real\-time adaptation by AI\-powered bad actors\. Preventing fraud\-related margin losses now requires payment companies to adopt a more sophisticated approach, says LegitScript's  Dan Frechtling in an article in Finance Derivative\. Read the full story\.

## Videos
- [LegitScript Analysts: Meet the Humans Behind Our Human\-in\-the\-Loop Technology](https://www.legitscript.com/solutions/merchant-risk-solutions/merchant-monitoring/analysts/): LegitScript's Merchant Risk Solutions combine advanced technology with human expertise\. Our analysts don’t just review data — they connect dots, uncover hidden risks, and enhance our automated systems\. This human\-in\-the\-loop approach delivers fast, accurate risk detection and deeper insight\. Meet the experts bringing human intelligence to an increasingly automated world\.
- [Merchant Monitoring Explained](https://www.legitscript.com/videos/merchant-monitoring-explained/): As a payments company, you're good at vetting merchants before you let them into your portfolio\. But what happens once they're inside? That's where LegitScript comes in\. We can help you expand into new geographies, explore new high risk verticals, and grow your business with confidence\. Watch the video to learn more\.
- [Marketplace Monitoring Explained](https://www.legitscript.com/videos/marketplace-monitoring-explained/): As an e\-commerce marketplace, you work with thousands of sellers and millions of listings\. It's a lot to keep track of\. LegitScript's Marketplace Monitoring helps you provide a safe customer experience while growing your business\. Learn how our solution works and what makes it unique\.
- [Ad Monitoring Explained](https://www.legitscript.com/videos/ad-monitoring-explained/): People visit your platform because they value and trust the content they interact with\. That includes the ads they see\. But with millions of ads circulating on your platform, how do you provide a safe experience while growing your business?
- [Merchant Onboarding and Merchant Monitoring Explained](https://www.legitscript.com/videos/merchant-onboarding-merchant-monitoring-explained/): As a payment facilitator, ISO, or acquiring bank, you want to make sure your merchants are vetted before entering your ecosystem, but you also want to make sure they stay compliant once they're inside\. How do you do both? That's where LegitScript comes in\. 

## Webinars
- [Fraud, Compliance, and the New Rules of Risk in Brazil and Latin America](https://www.legitscript.com/webinars/fraud-compliance-and-the-new-rules-of-risk-in-brazil-and-latin-america/): Brazil and Latin America are not just grappling with fraud — they are at the epicenter of a global stress test exacerbated by AI\-powered schemes that make merchants and sellers harder than ever to trust\. In this webinar, we discuss the risks and regulatory challenges facing companies engaged in digital transactions in Brazil and LATAM\. Sign up now\.
- [Connecting the Dots: How Investigation Teams Build Networks and Disrupt Criminal Ecosystems](https://www.legitscript.com/webinars/marketplace-risk-connecting-the-dots-how-investigation-teams-build-networks/): This session from the 2026 San Francisco Marketplace Risk Management Conference features a panel discussion on how investigation teams build network intelligence to disrupt criminal ecosystems\. The speakers, including representatives from TikTok and LegitScript, explore the complexities of identifying coordinated bad actors\.
- [Trust and Safety Isn't a Cost Center: It's a Growth Engine](https://www.legitscript.com/webinars/marketplace-risk-trust-and-safety-isnt-a-cost-center-its-a-growth-engine/): This session from the 2026 San Francisco Marketplace Risk Management Conference covers the role of trust and safety teams as a "growth engine" and how professionals in this field can navigate internal challenges and perceptions\. Watch now on demand\.
- [Trust Is Getting Harder to Prove: Rethinking Merchant Underwriting in the Age of AI](https://www.legitscript.com/webinars/trust-is-getting-harder-to-prove-rethinking-merchant-underwriting-in-the-age-of-ai/): Leading payment service providers are rethinking onboarding and underwriting in a future undergirded by AI, moving beyond KYC to verify merchant intent, apply risk\-based friction, and continuously defend their portfolios\. Learn what durable trust models look like in the AI age\.

- [Best Practices for Advertising in Telehealth \& Healthcare Verticals](https://www.legitscript.com/webinars/best-practices-for-advertising-in-telehealth-healthcare-verticals/): This webinar brings together compliance and digital advertising experts to give certified healthcare providers a practical, up\-to\-date playbook for online advertising across Google, Meta, and other major platforms\. We'll talk about common ad mistakes, best practices, and steps to take when your ad gets disapproved\.

## ブログ記事
- [クラトム業界に潜む死の罠：新成分『7\-OH\-ミトラギニン』の恐るべき実態](https://www.legitscript.com/jp-merchant-monitoring/jp-blog-articles/7-oh-mitragynine-a-dangerous-new-trend-in-the-kratom-industry/): 従来よりも遥かに強力な「高力価（ハイポテンシー）クラトム誘導体」という新たなカテゴリーが、eコマースを通じて急速に勢力を拡大しています。なかでも7\-ヒドロキシミトラギニン（7\-OH\-ミトラギニン）は、この危険な市場変化の主因となっています。濃縮錠剤や舌下シートとして販売されるこれらの製品は、その多くが規制の枠外にあり、従来のクラトムとは性質もリスクも一線を画す存在です。 そのため、消費者への深刻な健康被害のみならず、決済エコシステム全体に対しても重大なリスクをもたらしています。決済処理業者​​にとって、7\-ヒドロキシミトラギニンの台頭は単なる公衆衛生上の懸念に留まりません。それはカードブランドの規約違反や規制当局による監視を招くだけでなく、企業の評判を毀損する直接的な要因となり得ます。ハイリスク加盟店のポートフォリオを管理する金融機関にとって、この化合物の具体的な危険性と、刻々と変化する法的地位を正しく把握することは、今や不可欠な責務といえるでしょう。
- [ホワイトラベル抗寄生虫薬の台頭](https://www.legitscript.com/jp-merchant-monitoring/jp-blog-articles/ivermectin-and-fenbendazole-the-rise-of-white-label-antiparasitics/): 昨今、eコマースにおいて2つの医薬品成分が不適切な形で注目を集めています。イベルメクチンとフェンベンダゾールです。これらの駆虫薬（抗寄生虫薬）成分は、ヒトや動物の医療において正当な用途を持っている一方で、本来の目的から外れた適用外使用（オフラベル使用）や、未承認の製品が急増しており、消費者への健康を脅かすだけでなく、カードブランドにとってもリスク管理上の大きな懸念事項となっています。本記事では、これらの成分にスポットを当て、レジットスクリプトが加盟店ポートフォリオで確認している、極めて悪質なホワイトラベル製品や「研究用限定（RUO）」製品の実態について深く掘り下げます。
- [VIRPアップデート: アダルト、エスコート、および出会い系サービス](https://www.legitscript.com/jp-merchant-monitoring/jp-blog-articles/adult-escort-and-dating-merchants-are-your-practices-in-line-with-virp-updates/): 決済リスクを取り巻く環境が高度化・複雑化する中で、アクワイアラ、決済ファシリテーター、ならびに加盟店に適用されるルールも継続的に見直されています。こうした流れを受け、VisaはVisaインテグリティ・リスク・プログラム \(VIRP\) における基準を更新しました。この更新にはアダルトコンテンツ、出会い系サービス、およびエスコートサービスが対象分野に含まれます。今回のアップデートにより、加盟店の分類、透明性、およびコンプライアンス（法令遵守）に対する要求水準が引き上げられました。これに伴い、Visaはアダルト関連の加盟店、および出会い系やエスコートサービスを提供する事業者に関するガイドラインを最新の内容へと改定しています。 
- [サプリメントに含まれるペプチド：決済とコンプライアンスにおける新たなリスク](https://www.legitscript.com/jp-merchant-monitoring/jp-blog-articles/peptides-in-dietary-supplements-emerging-risk/): ペプチド配合のサプリメントが、eコマース市場で急速に普及しています。これらの製品は、筋肉増強、長寿、怪我の回復などを目的として販売されることが一般的です。こうした宣伝文句は非常に魅力的に聞こえますが、サプリメントとして販売されているペプチド成分の多くは、規制上の懸念が指摘されています。米国食品医薬品局（FDA）は、特定のペプチドに関する安全性への懸念を示しており、その多くはヒトへの使用が承認されていません。加盟店が未承認のペプチド成分を含むサプリメントを販売した場合、決済業界の関係者は厳しい監視の目にさらされ、カードブランドによる強制措置を受ける可能性があります。本記事では、ペプチド配合サプリメントに関する基礎知識から、なぜそれらがリスクを伴うのか、そしてレジットスクリプトの加盟店モニタリングプログラムがどのようにリスクの特定と対処を支援できるのかについて詳しく解説します。
- [星評価の裏側を暴く：レジットスクリプトと規制当局が偽レビューと闘う理由](https://www.legitscript.com/jp-merchant-monitoring/jp-blog-articles/seeing-stars-how-legitscript-and-regulators-fight-the-sale-of-fake-reviews/): 消費者レビューや有名人によるお墨付きは、オンラインで商品を選ぶ際に大きな影響を与えています。企業はその重要性を理解し、顧客が「満足した利用者の声」だけを目にするようマーケティング戦略を練ってきました。しかし今、正当な努力なしに「星5つ」の評価を手に入れる近道を提供する不正な市場が広がっています。レジットスクリプトのマーチャントリスクソリューションは、こうした環境に信頼と透明性を取り戻す取り組みを支援しています。

## Categories
- [High Risk and Problematic Products](https://www.legitscript.com/category/high-risk-and-problematic-products/)
- [Fraud Risk and Prevention](https://www.legitscript.com/category/fraud-risk-and-prevention/)
- [Certification for Healthcare](https://www.legitscript.com/category/healthcare/)
- [Regulatory and Card Network Compliance](https://www.legitscript.com/category/regulatory-and-card-brand-compliance/)
- [LegitScript News](https://www.legitscript.com/category/legitscript-news/)

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