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About this Grader

How does the grader work?

The grader consists of a series of questions about the mix of industries, processing methods, and billing methods accepted within your merchant portfolio. That information is used to assess your organization’s overall level of risk.

Additionally, the grader asks questions about existing risk and compliance processes for onboarding and monitoring merchants, based upon the card brand rules and recommendations, as well as industry best practices. That information is used to assess how well your organization is following requirements and best practices.