Acquiring and Sponsor Banks

Sponsor banks carry regulatory, financial, and reputational risk for downstream merchants — but visibility is often fragmented, all-or-nothing, or dependent on manual reports and self-reporting from partners.

LegitScript Merchant Monitoring gives sponsor banks a centralized, standardized view of downstream merchant activity across ISO and payfac relationships, with secure, segmented access for internal stakeholders. The result is continuous, independent visibility into merchant risk — reducing blind spots, strengthening oversight, and supporting scalable, regulator-ready programs as portfolios grow.

See how it in action!

Sign up for a demo to learn how to:

• Standardize downstream risk visibility across all ISO and payfac relationships with a single, independent view
• Reduce reliance on manual reviews and self-reporting while detecting risk issues earlier
• Scale oversight without scaling headcount, even as portfolios grow and expectations increase
• Strengthen regulatory readiness with consistent, ongoing monitoring and reporting
• Leverage monitoring already in use by ISOs, extending visibility to the sponsor bank level without adding reporting burden