Merchant Risk Solutions
Merchant Monitoring
Reduce Risk in Your Merchant Portfolio
Confidently assess merchant risk of every type, including transaction laundering, to better avoid fines and expand growth opportunities.
Get 5 Free Merchant Risk Scans
Submit up to five merchants and get a detailed analysis highlighting compliance flags, restricted products, suspicious activity, and policy alignment issues.
Get Accurate Results and Detailed Insights to Minimize Your Risk Exposure
Content Violation Monitoring
We scan merchant website content for violations in more than 60 high-risk areas, with global coverage in 100+ countries and 18 languages.
Transaction Laundering Detection
Our best-in-class transaction laundering detection leverages expert analysts who investigate and reveal complex transaction laundering schemes.
Regulatory Research and Analysis
Our policy experts help you understand complex regulatory issues, and share emerging trends to help upskill your team on risk assessments.
Visibility Into Downstream Merchants
LegitScript's Portfolio View enables sponsor banks to easily view the merchant portfolios of their ISOs and payfacs to better manage downstream risk.
Why Choose LegitScript Merchant Monitoring?
Get ongoing visibility into merchant activity with accurate, real-time intelligence that helps you manage your risk so you can focus on growing your business.
Certified MMSP
We are a recognized Merchant Monitoring Service Provider.
1
Extreme Accuracy
LegitScript's blend of big data, advanced technology, and human expertise make our Merchant Monitoring solution one of the most accurate on the market.
2
Real-time Results
Unlike other providers who send monitoring results once a month, LegitScript reports monitoring results on the go. As soon as we know, you know.
3
Expert analysis at the speed your team needs.
Human-in-the-loop AI pairs automated speed with analyst-verified accuracy, delivering risk signals and explainable recommendations your team can act on immediately and defend consistently.
4
Deep Analysis
We look beyond a merchant’s website, conducting open-source research to uncover risky business affiliations and suspicious practices, such as transaction laundering.
"Conservatively speaking — I am in Risk after all — LegitScript's analysis was 500X better than what our current provider reported to us."
- Risk Leader at a Major US Acquiring Bank
Key Capabilities
How It Works
Guide
The Top 10 High-risk Trends in Payment Processing and E-commerce
In this updated guide, LegitScript shares new high-risk trends that companies should be aware of to avoid fines and brand damage.
See LegitScript Merchant Monitoring in Action
See how our merchant web content monitoring and transaction laundering detection helps your teams work faster and more efficiently. Get visual evidence and screenshots for reporting of card brand-violative merchants. Receive objective, audit-ready evidence alongside every finding, with no change to your existing workflow.
The World's Best Transaction Laundering Detection
LegitScript transaction laundering detection is built on more than 15 years of data on fraud networks paired with expert analysts dedicated to ferreting out these fraudsters. We save our clients tens of millions of dollars each year in potential BRAM and VIRP fines related to transaction laundering.
What's more, our world-class transaction laundering detection is included as part of our Merchant Monitoring solution — no need to pay extra as an add-on service.
Merchant Underwriting
Elevate your merchant risk management strategy by pairing LegitScript Merchant Monitoring and Merchant Underwriting to mitigate unwanted risk before it enters your portfolio.
Merchant Underwriting includes AI-powered rapid risk insights and KYB intelligence that enhance your team’s underwriting workflow and enable underwriting at scale.
Get Expert Guidance Tailored to Your Needs
Do you have questions or need assistance? Our team of experts are here to help. Fill out the form below, and a member of our solutions team will reach out to schedule time with you.