Merchant Risk Solutions
Merchant Onboarding
Maximize your team’s efficiency and reduce merchant time-to-processing with rapid risk insights powered by the Xray AI Risk Intelligence Platform.
Onboard Merchants Quickly and Confidently With LegitScript
Content Scan
Using proprietary crawling technology, Content Scan delivers AI-powered insights about potential card network and Terms & Conditions violations on the merchant’s website.
Merchant Match
Match your merchant information against our vast universe of risk data to return a real-time assessment of known risk, with results that include a risk level, risk description, and confidence score.
MCC Detection
Reduce manual effort and increase compliance with automatic MCC Detection that provides MCC recommendations, identifies miscoding, and flags MCCs that require high-risk registration.
KYB Checks
Powered by industry leader Persona, our KYB checks are fully integrated and include business information, watchlist checks, adverse media, email address risk, and phone number risk.
Why Choose LegitScript Merchant Onboarding?
Vet merchants more quickly and confidently with AI-powered rapid risk insights that enhance your team’s onboarding workflow and enable onboarding at scale.
Speed
Results are available in seconds or minutes, not hours or days.
Scale
Designed to be agile, our solution handles volume with ease so that your portfolio can grow.
Transparency
High accuracy, screenshots, and data points such as confidence scores make clear where to automate or focus your team’s time.
Flexible Integration
Available via our unified portal and API with webhooks, the results seamlessly integrate with your workflows and systems.
What Is Xray?
Xray is LegitScript’s next-generation AI risk intelligence platform that powers our Merchant Onboarding solution. With Xray, we’re bringing new, innovative capabilities to life by combining proprietary website crawling and cutting-edge AI technology with our vast universe of risk data comprising more than 60 million merchants and billions of data points.
How Does Merchant Onboarding Help Your Team?
- Identify risk at the onset to make informed onboarding decisions.
- Gain valuable insight to the reasoning behind each risk assessment.
- Build a risk profile that sets the foundation for ongoing customer due diligence.
- Rapidly surface merchants with connections to violative activity that can increase card network fine exposure and violate your terms.
- Avoid onboarding a merchant connected to fraud or transaction laundering.
What Makes Our Onboarding so Powerful?
Holistic Merchant Risk Profiles
Build a comprehensive risk profile that includes real-time intelligence about merchant website content risk, already-identified risk connections from LegitScript’s data universe, automated MCC recommendations, and essential KYB checks.
Fast Response Times
Our rapid results allow for efficient decision-making, improved fraud prevention, better merchant experience, and increased portfolio growth.
Bidirectional Data Exchange
Webhook support offers the advantage of real-time communication, enabling prompt notifications about identified risk.
Solution Brief
Learn what makes LegitScript Merchant Onboarding the top choice for payments companies.
Get Expert Guidance Tailored to Your Needs
Do you have questions or need assistance? Our team of experts are here to help. Fill out the form below, and a member of our solutions team will reach out to schedule time with you.
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