Merchant Risk Solutions
Merchant Onboarding
Get fully integrated KYB checks paired with LegitScript’s unique merchant risk assessments.
Onboard Merchants Quickly and Confidently With LegitScript
RiskCheck
RiskCheck provides a real-time assessment of merchant risk that includes a risk level, a reason that describes the risk, and a confidence score for the assessment.
KYB Checks
Know Your Business checks offer important insights on data points such as business information, watchlist, adverse media, email address, phone number, and more.
Why Choose LegitScript Onboarding?
Vet your prospective merchants more quickly and confidently with LegitScript's KYB checks and unique merchant risk assessments.
Robust KYC Checks
Our KYB checks include business information, watchlists, adverse media, email address risks, and phone number. We then run merchants through RiskCheck, LegitScript’s uniquely powerful AI-powered Market and Merchant Intelligence Platform.
Fast Results
Our solution returns results in 60 seconds or less on average.
API Support
You can submit and retrieve the results via our Merchant Onboarding API. We also have webhook support.
Part of a Robust Solution
We recommend pairing Merchant Onboarding with our Merchant Monitoring solution to ensure you have visibility into your merchants throughout their life cycle.
Resources for You
Merchant Onboarding and Merchant Monitoring Fact Sheet
Merchant Onboarding
Fact Sheet
Merchant Monitoring
Fact Sheet
How LegitScript Merchant Onboarding Works
Once you submit the merchant data through the API, we check the data points provided against OneView, LegitScript’s proprietary AI-powered data intelligence platform, including our third-party integrated KYB data. You can access the results in minutes.
How Does Merchant Onboarding Help Your Team?
- Identify risk at the onset to make informed onboarding decisions.
- Gain valuable insight to the reasoning behind each risk assessment.
- Build a risk profile that sets the foundation for ongoing customer due diligence.
- Better scrutinize merchants with connections to violative activity that can increase card brand fine exposure.
- Avoid onboarding a merchant connected to fraud or transaction laundering.
What Makes Our Onboarding so Powerful?
Merchant Risk Profile
Get comprehensive KYB checks paired with a unique merchant risk assessment that allows you to build a risk profile based on risk level, reason, and confidence score.
Fast Response Times
Get a response in under 60 seconds, helping you promptly identify and address potential risks. This allows for efficient decision making and improved fraud prevention.
Bidirectional Data Exchange
Webhook support offers the advantage of real-time communication, allowing prompt notifications on potential risks.
We're Putting Our Data to Work for You
LegitScript's monitoring solutions are fueled by OneView, our AI-powered Market and Merchant Intelligence Platform. OneView ingests millions of data points daily, which are analyzed through our proprietary machine learning to yield relevant and targeted insights for our analysts and customers.
Fact Sheet
Learn about our core features and why you should choose LegitScript.
Reach Your Growth Goals While Staying Compliant
Find out how LegitScript's advanced technology, robust data sets, and human expertise make us the leader in merchant risk mitigation.
Discover More
How a Third-party Merchant Risk Monitoring Solution Can Help
Explore how our solutions help extend internal teams’ bandwidth by flagging merchants in your downstream merchant portfolios.
The Top 10 High-Risk Trends to Watch Out For in 2025
The payments risk and compliance space is dynamic — it must constantly adapt to advancing technologies, changing regulations, criminal innovation, and new products. In this webinar hosted by the Association of Payment Professionals, LegitScript experts share emerging high-risk trends in payment processing based on their recent work monitoring millions of merchants.
Acquiring and Sponsor Banks, Payfacs, and ISOs All Share Similar Challenges
We delve into the defining characteristics of the parties responsible for the various types of fraud and/or merchant risk.
Banks, Payfacs, and ISOs Need to Know These Three Principles for Online Pharmacies
Counterfeit or otherwise unsafe or ineffective drugs pose innumerable risks that compound when they’re sold by illicit online pharmacies.
Navigating CBD Regulations in the US: Key Takeaways from Our Webinar
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Navigating URL Shifts: Understanding Ownership Changes and Their Impact
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Internet Pharmacy Guide For Payments
Understand the rules around the sale of pharmaceuticals online in the US and around the world, then develop policies and procedures to stay compliant.
Merchant Onboarding and Merchant Monitoring Explained
As a payment facilitator, ISO, or acquiring bank, you want to make sure your merchants are vetted before entering your ecosystem, but you also want to make sure they stay compliant once they’re inside. How do you do both? That’s where LegitScript comes in.
What You Need to Know About Medical Spa Risks and Regulations
Understanding evolving medical spa regulations and requirements is essential for advertisers, business owners, and payment processors.
Key Takeaways: The Challenges of Detecting IP Infringement Online
In a recent webinar hosted by LegitScript, Peter Szyszko, CEO of White Bullet, delved into the pressing issue of online IP infringement and how to stop it.
Common Underwriting Pitfalls Fintechs Should Know About
In this webinar, learn about best practices for onboarding merchants to help you avoid card network scrutiny. Then see how LegitScript’s new onboarding tools can help. Register now.
What You Need to Know About the Different Levels of Merchant Risk
Being aware of all three levels of risk and which bucket your merchant falls into is a critical step in quantifying risk.
Navigating State and Federal Regulations for Topical CBD Products
Navigating State and Federal Regulations for Topical CBD Products Watch Now On Demand In the rapidly evolving landscape of CBD products, understanding and adhering to both federal and state regulations in the US is paramount for businesses seeking success and longevity. In this webinar, our CBD policy experts give an overview of the intricate legal…
The Challenges of Detecting and Stopping IP Infringement Online
In this webinar, White Bullet CEO Peter Szyszko talks about IP infringement online and how companies can better combat it. Register now.
High-risk Products Handbook
In this handbook, we explore common violative products and categories that LegitScript encounters in its work. Get it now.
This Piece of Legislation Redefined Hemp for an Entire Nation
The 2018 Farm Bill redefined the legal definition for hemp, and with that change unearthed a nationwide market for hemp-derived CBD products.
A Recent Report Recommends Investing in Trust and Safety
In the recent report published by Duco, researchers found that investment in trust and safety is increasingly important.
CBD State Regulations Table
This quick-reference outlines state-specific details and regulations pertaining to the manufacturing, processing, and sale of federally compliant topical CBD products. Download it now to get state-by-state information on CBD regulations in the US.
CBD Compliance Resource Guide
Navigate the complex web of regulations governing the production, distribution, and sale of topical CBD products. Our 43-page guide offers federal regulation information, a state-by-state breakdown of CBD regulations, and tips on how to conform to best practices. Get it now.