Get Your Copy of the Guide In this third edition of our popular guide, learn about recent high-risk trends with card-not-present transactions that are likely to lead to expensive card brand fines in 2023 and beyond. You'll read about real-life examples and get resources to help answer common questions about these trends and how to navigate them. Our 36-page High-risk Trends Guide explores some of the most pervasive online trends, including: Novel cannabinoids “Buy this, get that” schemes Merchant clusters Non-nicotine vapes Fake documents And many more! The guide also offers tips and resources to spot and avoid problematic merchants.