Merchant Monitoring

Effectively onboard merchants who are in compliance and keep out those who aren’t.

LegitScript monitors for problematic content, detects transaction laundering, and accurately vets and analyzes merchants for compliance, even in regulated, high-risk areas such as internet pharmacies, dietary supplements, tobacco products, adult content, gambling, and more.

We help you onboard and monitor merchants for compliance with the operating regulations of Visa, Mastercard, and other major payment networks. LegitScript is the only merchant monitoring solution recognized by both Visa and Mastercard for pharmacy certification and monitoring.

Why Choose LegitScript

Reduce Risk

Stay ahead of problematic merchants across different payment mechanisms — whether they are in low-risk or regulated, high-risk sectors. LegitScript’s global coverage can help you with:

  • Content violation monitoring (BRAM, GBPP)
  • Transaction laundering detection
  • High-risk merchant certification
  • Regulatory research and analysis
Get Human Insight

Don’t just rely on automated processes where mistakes can creep in. LegitScript combines robust algorithms with a team of human experts to give you precise and in-depth merchant analysis, categorization, and explanation that you can confidently stand behind.

We Take Accuracy Seriously

Fines are expensive to your business. At LegitScript we take pride in providing you with accurate information every time, in a format you can understand. With LegitScript you get access to the most accurate, extensive data set in the payments industry of legitimate and illicit merchant websites and associated data.

See the Bigger Picture

Don’t just look at data points in isolation. At LegitScript, we help you understand the larger associated network. And with in-depth macro- and micro-level insights, we help you predict patterns and trends that help shape strategies to prevent the growth of problematic merchants within your portfolio.

Work With a Trusted Partner

LegitScript is recommended by Visa, Mastercard, and other major payment networks. Our work is trusted by regulatory authorities, as well as industry-leading companies such as Google, Facebook, Amazon, and others around the world. This gives us unique insights across different industries, helping to keep you at the forefront of major trends.

“Visa Inc. encourages acquirers to utilize LegitScript monitoring and analysis to ensure that Internet pharmacy and nutraceutical merchants are compliant with Visa International Operating Regulations with regard to Internet pharmacy-related requirements and applicable laws and regulations.”

Visa, Inc., Online Pharmacy Guide for Acquirers, June 2017.

How It Works

With LegitScript ’s merchant monitoring program, you can:
  • Upload merchants for review and ongoing monitoring. We'll tell you if they’re illegal, high risk, a violation of card brand rules, a violation of your terms and conditions, or none of the above.
  • Make sure merchants aren't engaged in transaction laundering.
  • Onboard pharmacy and telemedicine merchants with confidence, knowing they are in compliance with card brand requirements.
  • Submit merchants for ongoing monitoring.
  • Access our list of legitimate and illicit online pharmacies.
  • Access our list of bad and risky supplements and nutraceuticals.
  • Ask us questions

Take the Next Step

Ready to confidently onboard and monitor your merchants?
Want to learn more about LegitScript merchant monitoring services?