Provisional Approvals

Tuesday, January 20
1 p.m. Eastern | 10 a.m. Pacific

60 Minutes

In the increasingly competitive payments industry, providing a fast and smooth onboarding experience is key to attracting merchants and driving growth.

To balance merchant expectations with risk mitigation, the industry is moving toward provisional merchant approvals, a strategy that typically employs a combination of automated tools and human oversight. 

In this webinar, panelists will compare provisional approvals with traditional underwriting models, discuss the operational and compliance implications of each, and show how technology can support both approaches without compromising oversight.

What You’ll Learn:

• What provisional approval means in practice and how it differs from traditional underwriting
• The benefits and challenges of implementing a provisional approval process
• How technology and human review can work together to manage risk efficiently
• Considerations for sponsor banks, ISOs, ISVs, and fintechs when evaluating onboarding models